LAW OFFICES OF JONATHAN R. BUNN

ATTORNEY AT LAW  •  923 N. Washington Street  •  Tullahoma, Tennessee

WHAT WE DO

BANKRUPTCY, PERSONAL INJURY, WORKERS' COMPENSATION, SOCIAL SECURITY DISABILITY

Call (931)393-3468 for an absolutely free, no obligation consultation for any matter! What are you waiting for?

OUR LOCATION

We are conveniently located in Tullahoma, Tennessee.  We handle bankruptcy cases for people living in Bedford, Coffee, Franklin, Grundy, Lincoln, Moore, Van Buren and Warren counties.  We handle Social Security cases that are assigned to the Tullahoma Field Office and Chattanooga ODAR.  We handle personal injury and workers' compensation cases State wide.

 

Law Offices of Jonathan R. Bunn

923 N. Washington Street

Post Office Box 170

Tullahoma, TN  37388

Tel:  (931)393-3468

Fax: (931)571-8236

E-mail:  atlaw@lighttube.net

 "I want you to call.  I want to hear what your problems

are.  Most of the time, I can help."

 

 - Jonathan R. Bunn -

ABOUT US

My name is Jonathan R. Bunn and I have been practicing law in Federal and State Courts in Tennessee, Alabama and Virginia for over twenty years.

 

I graduated summa cum laude from East Tennessee State University in 1988.  I graduated from University of Tennessee College of Law in 1991.  I am admitted to practice before the Supreme Courts of the States of Tennessee, Alabama and Virginia.  I have been admitted to practice before the United States District Court and the United States Bankruptcy Court for the Eastern District of Tennessee and the United States District Court for the Western District of Virginia.

 

Elana  has been with me for over seven years and she has has over ten years of experience preparing and filing bankruptcy petitions.  From the initial consultation to petition preparation and follow-up to make sure that you remember each and every thing that you need to do to obtain a discharge, Elana will be your guiding light.

We can help.

BANKRUPTCY

WHEN YOU'RE READY FOR A FRESH START

Chapter 7

Chapter 13

Chapter 7 is also known as "liquidation."  This Chapter of the Bankruptcy Code works best when most of your debt is unsecured debt like credit cards, medical bills, check-into-cash, personal loans, judgments and repossessions.

 

Chapter 7 can also work if you have a lot of unsecured debt which is keeping you from paying the important things, like a home or car loan.  Those debts can be reaffirmed in a Chapter 7 and you can keep your car and your house.

 

Most of our Chapter 7 clients do not lose any property.   We do all of the work and we answer all of your questions.  You provide a description of your debts and property, income and expenses.  The Bankruptcy Code is complex, but we walk you through it step by step.  From the first day you walk through our doors to the day the Bankruptcy Court enters a discharge of your debts, we will be at your side.

Chapter 13 is the best remedy if you are behind on your mortgage payments or if your car may be repossessed.  We can cure your mortgage arrearage over five years.  We also consolidate all of your other debt - car payments, credit card bills, medical bills, personal loans - even taxes and child support.

 

We prepare a three or five year plan.  You make one payment on your schedule (weekly, bi-weekly or monthly) to the Chapter 13 Trustee.  As far as continuing mortgage payments, those are upon the original terms.  But the arrearage on your mortgage is cured at 2 percent interest.  We pay secured debts, like car loans, no more than 7.25 percent.  Unsecured creditors - credit cards, medical bills, personal loans - get zero percent interest.  At the end of your plan, the only debt you should have is the continuing mortgage on your house.  You get the titles to your vehicles and most other debts (not student loans) are discharged whether they were paid in full or not.

PERSONAL INJURY

NO FEE UNLESS WE GET MONEY FOR YOU

Injured through no fault of your own?

Automobile accidents wreck lives.  Many of our clients are faced with unpaid medical bills, loss of work, and permanent disability due to painful injuries.  If you have suffered injury in a car, truck or motorcycle accident, you need a lawyer.  Call me at (931)393-3468 for a free, no obligation personal injury consultation.

When you are injured as the result of someone else's fault, you are legally entitled to compensation for your injuries.  You are entitled to compensation for, among other things:

Lost Wages:  Days that you missed from work due to injury.

Medical Expenses:  Hospital and Doctor bills and other medical expenses incurred by you as a result of the accident.

Pain & Suffering:  A reasonable amount of money damages to compensate you for your suffering.

Time is running out!  The statute of limitations for personal injuries in Tennessee is only one year.

Don't let an insurance company tell you any different.   Get a lawyer and get the compensation you need and deserve!  Call (931)393-3468.

If you have been involved in a car, motorcycle or truck accident:

 

  First, get medical help if anyone involved in the accident is injured.  Next, notify police and obtain a copy of the accident report.  The report will not be available immediately, but should be available within a day or two after the accident.  You should not discuss fault with the other driver.  Notify your insurance company of the accident as soon after the accident as possible.  If your vehicle is towed, find out where it is going to be taken.  Photographs of your injuries and the damage to your vehicle can be very important.

WORKERS' COMPENSATION

Tennessee's workers' compensation statute underwent major revisions that are effective July 1, 2014.

There is a lot of bad news for workers injured after July 1, 2014.  If you suffered an injury before July 1, 2014 - the old law still applies to your case and you should call (931)393-3468 TODAY!  If you suffered an injury before July 1, 2014 and settled your case under a 1.5 multiple cap, remember you still have reconsideration rights under the old law.  If you have questions about those rights, call us at (931)393-3468.  If you suffered a work injury on or after July 1, 2014 you should immediately report the injury to your employer and obtain a written accident report.  Tennessee law prohibits an employer from firing you in retaliation for filing a workers' compensation claim.  You still have rights under Tennessee's new workers' compensation law, including:

  • The right to medical care.
  • The right to choose a physician from a panel of physicians.
  • The right to temporary partial or total disability benefits if you are unable to work.
  • The right to permanent partial or total disability benefits if you suffer a permanent impairment.
  • Mileage to and from medical appointments outside your community.
  • The right to a hearing before an administrative court.
  • The right to file a workers' compensation claim without suffering from retaliation.

THERE HAVE BEEN A LOT OF CHANGES  AND NONE OF THEM ARE GOOD FOR INJURED WORKERS

Injured at work?  Call me at (931)393-3468 for a

no cost, no obligation workers' compensation consultation.

SOCIAL SECURITY DISABILITY

Click this link to go to SSA.gov and make your application on-line.

YOU EARNED IT - WE'LL HELP YOU GET IT

The first thing to do in a Social Security Disability case is to APPLY!  You can make your application at the Social Security Field Office located at 717 Kings Lane, Tullahoma, TN or you can apply online at SSA.gov.  Remember, the Social Security Administration can only award benefits for up to one (1) year prior to your application date.

 

After you apply, your file will be sent to DDS (Disability Determination Services) in Nashville, Tennessee for an initial decision.  It can take 3 to 6 months to get that decision.  During that time, DDS may request that you be evaluated by a doctor or psychiatrist.  This is known as a consultive examination and you should make every effort to cooperate with DDS. If you are denied benefits, call me, Attorney Jonathan R. Bunn at (931)393-3468.

 

You should not be overly concerned if your case is denied initially.  Most cases are.  You have 60 days to appeal that decision, so the sooner you call the sooner we can get started on your appeal.  The first level of appeal is a Request for Reconsideration and this review is again accomplished at DDS.  Typically, if you were denied initially, you will be denied on reconsideration.  You should not be overly concerned about that.  The next level of appeal is to an Administrative Law Judge.  At this level, your case is transferred to ODAR (Office of Disability Adjudication and Review).  At this level of appeal, you are entitled to a hearing before an Administrative Law Judge.  This level of appeal is extremely important and you need an experienced local attorney to make sure that the record before the Administrative Law Judge is complete and that you are prepared for the hearing.

 

 

If you search "social security disability" on the internet, you will find many "tips" and "secrets" for obtaining disability benefits.  Most of them are a waste of your time.  The "secret" most disability advocates don't tell you is that the Social Security Administration is not against you.  They want you to get the benefits that you are entitled to.  We help you get the benefits and we help the Social Security Administration award you those benefits by obtaining a detailed medical and psychological history from you and providing the Social Security Administration with the information it needs to make a favorable decision in your case.

 

At one recent hearing, I could not help overhearing an attorney I had never seen before introduce himself to his client just before his client's Administrative Law Judge hearing.  It was hard to believe - the first time he met his own client was just minutes before the most important hearing in his client's life.  We do things differently.  We will meet with you throughout your Social Security Disability claim to make sure we have the most recent medical treatment on file.  We will explain the hearing process and meet with you as many times as it takes so that you know what to expect at an Administrative Law Judge hearing.

If your application is denied, call us at (931)393-3468

Click the map below for directions to the Social Security Administration Field office in Tullahoma.

HOW MUCH DOES IT COST?

Our Fees for Legal Services

Bankruptcy

Chapter 7:  In a Chapter 7 case our fees range from $1,000 to $1,500 for consumer cases depending upon the complexity of the case.  Court costs are $335.

 

Chapter 13: In a Chapter 13 case we don't require any fee up front if you have income from employment.  Fees are set by the Court at a maximum of $3,000.  Court costs are $310.

 

Your consultation is FREE!

Personal Injury

CONTINGENCY FEE

 

We don't get paid unless you get paid.  We also advance the costs of prosecuting your case.

 

We take personal injury cases on a contingency fee basis.  That means that there is no fee unless we recover money for you.  Typically, our contingent fee in personal injury cases is 1/3 of the recovery.

Workers' Compensation

CONTINGENCY FEE

 

We don't get paid unless you get paid.  We also advance the costs of prosecuting your case.

 

We take workers' compensation cases on a contingency fee arrangement.  Attorney's fees in workers' compensation cases are set by statute and must be approved by a Judge.  Typically they are 20 percent.

Social Security Disability

CONTINGENCY FEE

 

We don't get paid unless you get paid.  We also advance the costs of prosecuting your case.

 

We take Social Security Disability cases on a contingency fee arrangement.  Attorney's fees in these cases must be approved by a Judge and are 25% of back pay up to a maximum of $6,000.00.

Remember, your consultation for any matter is absolutely free and you have no obligation.  Call us at (931)393-3468.

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WE REALLY DO WANT TO HEAR FROM YOU

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Phone (931)393-3468

Fax (931)571-8236

atlaw@lighttube.net

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923 N. Washington Street

Tullahoma, TN  37388

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(931)393-3468

 

923 N. Washington Street

Tullahoma, TN  37388

Law Offices of Jonathan R. Bunn